Do You Still Have A Qualifying Disability?

Do You Still Have A Qualifying Disability?

lose disability benefits
How You Could Lose Disability Benefits

It’s important to understand that you don’t have to have a permanent disability in order to qualify for Social Security Disability Insurance (SSDI). You can be eligible for long-term disabilities that aren’t permanent as well. If your disability will prevent you from being able to work for at least a year, then you’re likely to qualify. However, it does mean that you may eventually lose disability benefits.

When Can You Lose Disability Benefits?

Once approved for SSDI benefits, you can expect your case to be reviewed every three years. This review is known as a Continuing Disability Review. For individuals who have a permanent disability the Continuing Disability Review typically only occurs every seven years. The same time frame applies for anyone over the age of 50.

However, reviews can occur sooner if the Administrative Law Judge who initially approved your claim decides that your disability may improve in less than three years.

During the Continuing Disability Review, the Social Security Administration will evaluate your case to determine if you still meet their disability eligibility requirements. If your condition has improved since your last review or since you began collecting benefits, they will want to reevaluate your condition. Doing so assist them in determining whether it will still prevent you from being able to work.

They will do this by looking at new medical evidence in your case. They may also require you to see a Social Security Administration doctor for an examination.

If your condition no longer meets the eligibility requirements, they will not stop your SSDI payments right away. You can still collect benefits for two more months before they end.

Even so, if you disagree with their findings, you can appeal the decision. You will technically have 60 days to appeal the decision. To continue receiving your benefits throughout the appeal process you will need to submit your appeal within 10 days of receiving the decision.

Other Reasons You Can Lose Disability Benefits

The following are a few of the other reasons that can result in the loss of your SSDI benefits:

Incarceration

If incarcerated, then you don’t need money to pay for housing or food. However, your SSDI benefits will only be suspended after you’ve been in jail for at least 30 days after conviction. Once you’re released, you can have your benefits reinstated.

You’ve Gone Back to Work

The whole point of SSDI is that you’re unable to work due to a disability. If you are working, then there’s no need to collect SSDI.

Nonetheless, you can still do some part-time work. However, limits apply to the amount that you can earn in additional income. Which changes on a yearly basis to keep up with inflation.

In 2019, the limit was $1,220 a month or $2,040 a month for blind individuals. If you make less than this, you should still be eligible for SSDI. They will also look at the hours you’re working. If you’re working a substantial number of hours even if you’re under the income limit, they may consider discontinuing your benefits.

Finally, when it comes to the income limit, investments and inheritances are not counted.

You’ve Hit Retirement Age

Once you reach full retirement age, your SSDI benefits will stop and you’ll begin collecting retirement benefits. This is because you cannot collect both at the same time. Still, you won’t have to worry about suddenly receiving less than you were receiving under your disability benefits.

More About SSDA USA

Knowing what can cause you to lose disability benefits can help you avoid losing them. However, in most cases, the reason behind losing your SSDI is the belief that your condition has improved. Which means that you can go back to work too. If you need to appeal a decision, contact Social Security Disability Advocates USA by calling 602-952-3200 or using our online LiveChat feature. Consultations are absolutely free, so don’t wait; contact SSDA USA today!

This is attorney advertising. SSDA, LLC is a group of attorneys that pursues claims for Social Security Disability benefits on behalf of its clients against the Social Security Administration. SSDA, LLC is in no way a part of the Social Security Administration. Further, the information on this blog is for general information purposes only. Nothing herein should be taken as legal advice. This information is not intended to create, and receipt or viewing does not constitute, a representative-client relationship.

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