Fathers Should Know These 3 Things About Social Security Disability Benefits

Fathers Should Know These 3 Things About Social Security Disability Benefits

Benefits from Father's SSDI

If you’re a father and you or your spouse has experienced a disability that prevents either of you from being able to work, then collecting Social Security disability benefits is even more important. Especially,  since there’s a good chance that you will need financial assistance in order to help your children. However, collecting benefits and ensuring that your family can collect benefits can sometimes be a bit tricky. There are three main things that you’re going to want to know about collecting father’s Social Security benefits. Knowing these key things will help  ensure that your family will be financially protected.

What to Know About Father’s Social Security Disability Benefits

The following are three of the most important things that you should know about father’s Social Security disability benefits:

1. The Importance of Planning Ahead.

If you pass away and you are collecting benefits, you’ll want to make sure that your spouse and children will be cared for properly. You should leave behind instructions on how to deal with your Social Security benefits. Your surviving spouse should report your death to the Social Security Administration so that they can discontinue your benefits. If a check arrives for your benefits following your death, it should be returned.

This, however, does not mean that your spouse and children will not receive anything. Your spouse may be eligible for a one-time death benefit if you pass away and you had been collecting benefits. Additionally, your surviving spouse and/or qualifying dependents (such as your children), could qualify for ongoing payments. These payments can be as much as 80 percent of what your benefit was depending on their employment.

2. Child’s Social Security Income and Taxes.

If your child receives Social Security income, whether it’s survivor benefits from a deceased parent (your spouse) or due to a disability, then you might be wondering whether you need to report this as income, especially if you are in charge of the benefits.

Fortunately, you do not need to report their benefits as income on your tax return. As long as that is the only income that the child is earning, they do not have to file or report it either. However, the child will have to report the benefits on the child’s return if they have enough other income requiring them to file. This means that even if you and your spouse divorce, you will not need to worry about reporting your child’s Social Security income on your taxes. No matter who is in charge of the benefits check.

3. Qualifying for Father’s Social Security Benefits.

If your spouse is disabled or has passed away, then you may be eligible to receive father’s Social Security benefits. First of all, you will have to have a child in your care in order to qualify for parents’ benefits. This child must be under 16 or a mentally handicapped child over 16. You must have parental responsibility for their health and well-being.

Essentially, this means that you have to show a strong interest in raising the child properly. As well as oversee all their activities. You must also have control over their development and provide personal services for them if they are disabled. These personal services include:

  • Cleaning them,
  • Feeding them,
  • Dressing them,
  • Managing their activities, Managing their funds, and/or
  • Being physically present for the child as a result of the nature of their disability.

When it comes to your spouse and kids, Social Security benefits can be a bit tricky, especially when it comes to figuring out who collects what in the event of a death. These are three things that you should know about father’s Social Security benefits so that you have a better idea of what you may be eligible for and how to plan ahead so that your family can get the financial assistance they need in the event that you pass.

For more professional advice concerning father’s Social Security benefits, or for information on qualifying for SSDI in general, call us at (602) 952-3200 to schedule a free consultation at Social Security Disability Advocates USA today.

The information on this blog is for general information purposes only. Nothing herein should be taken as legal advice. This information is not intended to create, and receipt or viewing does not constitute a representative-client relationship.

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