Has Your SSDI Stopped?

Has Your SSDI Stopped?

ssdi stopped
Has your SSDI stopped? Call SSDA USA today!

So, your Social Security Disability Insurance (SSDI) stopped. You’re probably wondering, “How could this happen?” Well, you’re not alone, and Social Security Disability Advocates USA is here to help.

There are a multitude of factors that influence your SSDI, everything from medical improvement to incarceration. It can be overwhelming to keep track of all the variables, so let us from Social Security Disability Advocates USA clarify some of the key issues surrounding your SSDI and explore some plausibilities for why your SSDI stopped.

You Went Back to Work

Going back to work is one of the most likely reasons for the reduction or cancellation of your SSDI benefits. SSDI requires that you not earn an amount equal to or above the Substantial Gainful Activity (SGA) limit, which in 2018 is $1,180 per month for non-blind people or $1,970 per month for blind people.

Earning the SGA or above will initiate a nine-month trial work period in which you will still receive SSDI benefits. If you continue to engage in SGA after the nine-month trial work period, you will no longer be considered disabled, and your benefits will stop.

If you are unable to work after your SSDI stopped, you don’t have to reapply for benefits all over again. You can apply for an Expedited Reinstatement (EXR) of benefits. This is so people who unsuccessfully tried to go back to work can more readily reinstate their benefits if they lost their job after their trial work period.

Be careful, though! If you are working but earning below the SGA, the Social Security Administration (SSA) may still determine that the fact you are working means you are no longer disabled. The SGA is just a definite no-go zone for people working; you can still see a reduction or a cancellation of your benefits even if you do not engage in SGA. Of course, individual cases vary, so contact SSDA USA if you have any questions about your SSDI.

You Reached Retirement Age

The SSA prevents you from receiving disability and retirement benefits concurrently. Therefore, once you reach retirement age, your SSDI benefits will stop and you will be eligible for retirement benefits. You do not have to apply for Social Security retirement benefits right away, however. Delaying your retirement benefits can be extremely beneficial for many people. Just keep in mind, though, that your SSDI will stop once you reach retirement age. You should plan ahead for this and save up as much as you can to prepare for a change in your Social Security Benefits.

You Were Incarcerated or Institutionalized

Incarceration or institutionalization can suspend your benefits until you are free again. You will see a suspension of your SSDI benefits after 30 days of incarceration unless you willingly participate in a rehabilitation program. You should see a reinstatement of your SSDI in the month following your release.

Sometimes, you will see a cancellation of your SSDI even without any incarceration. For example, a felony conviction will automatically cancel your SSDI benefits.

Your Dependent’s Benefits Stopped

If you are receiving SSDI based on someone else’s earning record, your benefits may stop if certain changes occur. For example, if you are a child receiving benefits from your parent’s SSDI, your benefits could stop when you turn 18 or get married. Dependent’s benefits are usually different from primary benefits, so different rules apply. If you are a dependent, you should always be aware of what will affect your benefits.

Your Condition Improved

So, your condition has seen a medical improvement. That’s great, right? Well, it’s tricky.

If your condition sees a “medical improvement,” as the SSA calls it, your Social Security benefits could stop. This is because if your condition sees a medical improvement, the SSA may no longer consider you disabled.

Now, what is a medical improvement? According to SSA, “Medical improvement is any decrease in the medical severity of your impairment(s) which was present at the time of the most recent favorable medical decision that you were disabled or continued to be disabled. A determination that there has been a decrease in medical severity must be based on improvement in the symptoms, signs, and/or laboratory findings associated with your impairment(s).”

Now this may sound all fancy, but it simply means this: if your condition has improved to the point that you can work or potentially earn SGA, you will no longer be considered disabled. This means that medical improvement does not necessarily mean you will no longer be considered disabled. If you can prove that you cannot work and cannot earn SGA despite your medical improvement, you will still likely receive your SSDI benefits.

Wondering Why Your SSDI Stopped?

Contact Social Security Disability Advocates today! We are professionals, and we work tirelessly to address all your concerns. Call us anytime at (602) 952-3200. Alternatively, you can contact us online or check out our LiveChat feature. Don’t let your questions bother you any longer. Contact SSDA USA today!

The information on this blog is for general information purposes only. Nothing herein should be taken as legal advice. This information is not intended to create, and receipt or viewing does not constitute a representative-client relationship.

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