How Does Social Security Keep Personal Information Safe?

How Does Social Security Keep Personal Information Safe?

How does Social Security protect your identity
The Social Security Administration has a variety of safeguards to protect your identity.

When it comes to collecting Social Security disability benefits, one of the features that the Social Security Administration offers to make things more convenient is an online my Social Security account. As the account name suggest, you can log in and check your Social Security Statement online. Protect your identity. You might be a little wary of sharing your Social Security number and information anywhere online. Identity theft has been a real serious problem over the years, after all.

Protecting Against Identity Theft

Millions of Americans are victims of identity theft every year. This can happen when someone steals personally identifiable information and then pretends to be you. Once they’ve stolen such information, identity thieves may use it to

  • Open up new credit card accounts
  • Make large purchases in your name
  • Commit tax fraud using your information

One of the most valuable pieces of personal information that identity thieves target is the Social Security number. They can obtain this by stealing the physical Social Security card itself (which many people carry in their wallets), by tricking you into providing the number via scam emails or phone calls, or also by stealing the information through an unsecured website that you provided your Social Security number to.

You can greatly reduce the risk of having your identity stolen by being careful about where you store your Social Security card, where you use your Social Security number, and who you provide your Social Security number to. Unfortunately, your personally identifiable information can be stolen in other ways as well, as the recent Equifax debacle has shown.

The Equifax Problem

Equifax is one of the three main credit bureaus, which means that they have the personal information of hundreds of millions of Americans. Unfortunately, they were hacked a few months ago, and that information, which included Social Security numbers, was exposed. One of the potential ways that thieves could use your Social Security number is to apply for benefits in your name. This could pose a number of problems.

For example, if you’re 62 and waiting to file for benefits until you are 70, you may find that someone has been collecting on your behalf for 8 years.

So, to protect yourself, print out and save your Social Security records. You should also consider sending the Social Security Administration a certified letter stating your current address. Explain that you haven’t filed for benefits yet. Setting up a my Social Security account will also allow you to check your statement at any time.

How Social Security Will Protect Your Identity

When setting up an online account, Social Security uses a new identity verification process to help prevent identity theft. You must provide a username, a password, cell phone and also email address as a second identification method. Their verification process not only offers extra security but also complies with all federal laws, regulations, and guidelines.

Additionally, Social Security allows you to block electronic access if you’ve been the victim of identity theft or don’t want your record to be available to anyone. The Social Security Administration takes many precautions to help protect your identity. If you think that someone has used your Social Security number for identity theft, call 1-877-IDTHEFT (1-877-438-4338). You can also visit www.identitytheft.gov to report the theft to the Federal Trade Commission.

For more advice concerning applying for or reviewing your Social Security disability benefits, call SSDA USA at 602-952-3200 for a free consultation today. You can also fill out our contact form and take advantage of our LiveChat feature, as well.

This is attorney advertising. SSDA, LLC is a group of attorneys that pursues claims for Social Security Disability benefits on behalf of its clients against the Social Security Administration. SSDA, LLC is in no way a part of the Social Security Administration. Further, the information on this blog is for general information purposes only. Nothing herein should be taken as legal advice. This information is not intended to create, and receipt or viewing does not constitute, a representative-client relationship.

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