Tag: SSDI benefits after an accident

Accidents, Injuries, and SSDI: What You Need to Know

Accidents, Injuries, and SSDI: What You Need to Know

SSDI benefits after an accident
Need to know what happens to your SSDI benefits after an accident? SSDA USA is here to help.

Everyone’s circumstances are different, but depending on yours, you could be eligible for SSDI benefits after an accident. Let us from SSDA go over the requirements of SSDI:

Disability Requirements

Regardless of whether you’ve been in an accident, you must meet the Social Security Administration’s definition of disability before you can receive any disability benefits. You must meet the following requirements:

  • You have a medical condition that prevents you from participating in Substantial Gainful Activity (SGA), and
  • The condition has lasted or is expected to last for no less than 12 months or will result in death.

Keeping this in mind, let’s go over a few examples that would not qualify. For one, if your injury will not last for a period of 12 months or more, you will not qualify for disability benefits. However, even if your injury does last that long, it must be sufficiently debilitating, so much so that you cannot engage in Substantial Gainful Activity (SGA).

SGA is a minimum monthly income that proves to the Social Security Administration that you are able to work. In other words, the SSA will, before granting benefits, check to make sure you cannot engage in any kind of work, whether it’s current work, past work, or other conceivable kinds of work.

Work Credit Requirements

Once you meet the disability requirements, you must also meet the work credit requirements. People must have earned a certain amount of work credits before qualifying for SSDI. Generally, the number of required work credits goes up with age. Because of this requirement, meeting the disability definition without having enough work credits will result in disqualification. However, you may still be eligible for Supplemental Security Income (SSI).

While you usually cannot engage in SGA and receive disability benefits at the same time, there are some exceptions. For example, if you are working part time and your income is under the SGA amount, you may still be eligible for benefits. Even if you are earning SGA, however, the Social Security Administration may begin a 9-month trial period where you can still receive your SSDI benefits for 9 months. If you are earning the SGA amount or above after the 9-month trial period, your SSDI benefits will stop.

To Sum Up

To qualify for SSDI benefits after an accident, you must meet both the medical and work credit requirements. You must meet the SSA’s definition of disability, and you must, generally speaking, have earned a certain amount of work credits and not earn SGA or above.

Wondering More About SSDI Benefits After an Accident?

Here at SSDA USA, our advocates work tirelessly to address all your social security questions and concerns. Call us anytime at 602-952-3200. Also, feel free to contact us online and check out our LiveChat feature.

Don’t keep your questions to yourself. Let an advocate from SSDA USA help you today!

The information on this blog is for general information purposes only. Nothing herein should be taken as legal advice. This information is not intended to create, and receipt or viewing does not constitute, a representative-client relationship.